Making Your Home Greener: Navigating the Canada Greener Homes Loan

In an effort to encourage and support Canadians in their quest to make their homes more energy-efficient and environmentally friendly, the Canadian government has been proactive in offering financial assistance. While the Canada Greener Homes Grant, a popular program offering grants to homeowners for green retrofits, is no longer accepting new applicants, the government continues its support through the Canada Greener Homes Loan. This program, although not as widely celebrated as its predecessor, represents a significant opportunity for Canadians to reduce their carbon footprint and potentially save on energy bills in the long run.

Understanding the Canada Greener Homes Loan

The Canada Greener Homes Loan is designed to offer interest-free financing to help Canadians make their homes more energy-efficient. Here’s a brief overview of what the program offers:

  • Maximum Loan Amount: Up to $40,000
  • Minimum Loan Amount: $5,000
  • Repayment Term: 10 years, interest-free
  • Loan Type: Unsecured personal loan on approved credit

Key Features and Restrictions

It's important to note that this loan is available for a range of retrofits aimed at improving a home’s energy efficiency. However, there are some restrictions:

  • One Loan per Property: A maximum of one loan is available per eligible property and homeowner.
  • Eligible Retrofits: The loan amount is calculated based on the selected retrofits and quotes for the work, capped according to industry standards. If your quoted cost exceeds the maximum eligible loan amount, you will need to cover the difference.
  • Funding Process: A portion of the loan can be delivered upfront to assist with any deposits required by contractors, with the balance delivered after the retrofits have been completed and verified through a post-retrofit evaluation.
  • Restrictions: The loan cannot be applied for work that has already begun or completed, for retrofits not recommended in your pre-retrofit evaluation, or for retrofits not included in the application.

How to Make the Most of It

For those looking to make their homes greener, replacing doors, windows, or sliding glass doors with ENERGY STAR® certified models can be a great step. These changes not only contribute to energy savings but also enhance the comfort and value of your home. We encourage homeowners to explore the variety of options available, including the stock we have on offer, to find the best fit for their needs and preferences.

Moving Forward

While the Canada Greener Homes Loan might not have the same appeal as the grant program, its interest-free financing offer is a significant help for those looking to invest in making their homes more sustainable and energy-efficient. By taking advantage of this program, Canadians can contribute to a greener future while enjoying a more comfortable living space and potentially lower energy bills.

For more detailed information about the Canada Greener Homes Loan and to understand how to apply, visit the official website. This resource provides comprehensive guidance and the latest updates on the program, ensuring homeowners are well-informed about their options for making eco-friendly home improvements.

As we move towards a more sustainable future, programs like the Canada Greener Homes Loan play a crucial role in facilitating positive change. By investing in energy-efficient retrofits today, we can ensure a healthier planet for generations to come.


Please note that the information provided here is for general guidance and may not reflect the most current changes or details. We are not responsible for how you choose to use this information. For the most accurate and personalized advice, we strongly recommend consulting directly with the federal government or a tax professional. Official and up-to-date information can always be found at the Canada Revenue Agency (CRA) website and on

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